Women, men and different ways of spending money?


After the summer and before the fall, many will certainly be thinking about their ways of spending money and their relationship to money. But how does gender affect money spending if it does?

It is sometimes said that men are from Mars and women are from Venus. But are the genders from different planets also in terms of money? Many of these will certainly have their own observations through everyday experiences, but of course, gender differences in economic matters have also been addressed in research and literature.

Financial matters


In Finland, for example, Jessica has dealt with this subject in her book Women and Money a few years ago. In an interview with John Dean, the author describes the differences between men and women in financial matters, for example, in the fact that in the family, the role of a number expert is still increasingly manly, including in monetary and financial matters. Thus, women generally turn to their spouse or their father’s supposed expertise in financial matters, says Simonen.

Although men have traditionally been supposed to be more comfortable with numbers, ABC’s research shows, for example, that women’s roles are clearly female. However, working diligently with debits and credits does not always mean that you always have complete control over the changing curves of your personal economy.

For the time being, men are more involved in money matters

For the time being, men are more involved in money matters

While the division may sound a bit old-fashioned, the Women and Money book says that men’s attitude to money is often rational and long-term, while women’s relationship to money is more often characterized by shame and uncertainty.

According to Dans book, there is a general gender gap in what and how money is spent. Women are found to be more sensitive to spending money so that each individual purchase is not weighed accurately with time. Men, on the other hand, see their spending money more prudent, so that the money they spend always has something useful and necessary.

Of course, everyone’s own relationship to money develops largely through their own experiences, regardless of gender. Managing one’s own finances is not exactly taught in schools, so adopting the laws of the everyday economy always depends ultimately on one’s own interest in finance. An active, time-consuming and time-consuming financial hobby has tended to be rare, especially for young women. For example, at least for the time being, men have been more eager to invest in equities.

Some feelings, some games

Some feelings, some games

One explanation for this may be that the risks and gambling fascinate Women and, according to the Money Book, men in financial matters as well. In this previous blog post, we have addressed the differences between men and women in saving habits.

If risk-taking is more common in men’s finances as well, then women often have an emotional relationship with money. Consumption is often intuitive and the effects of spending money on one’s own economy are not always accurately assessed, says Jessica in an interview with HS. He also describes that men tend to look at money more like chips – there are a limited number of chips and they are expected to bring some benefit to gambling.

Cautious about money

Cautious about money

Of course, there is not one black and white truth about how men and women spend money. Women are often more cautious about money, while men are more likely to see money as a renewable resource. According to Good Finance, men and women also cut costs differently in difficult economic times. It is common for women to cut their spending across all spheres of consumption, but men tend to have expenditure items that are not compromised even in times of tightening money.

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